LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,530
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,604
−HK$1,091/mo
Today · 4.125%
HK$36,695
baseline
▲ 0.50% · 4.625%
HK$38,928
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,390/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,414
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,045/mo
Today · 4.125%
HK$40,490
baseline
▲ 0.50% · 4.625%
HK$42,624
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,980/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,436
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,725
−HK$1,310/mo
Today · 4.125%
HK$44,035
baseline
▲ 0.50% · 4.625%
HK$46,714
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,070/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,097
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,334
−HK$1,254/mo
Today · 4.125%
HK$48,588
baseline
▲ 0.50% · 4.625%
HK$51,149
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,176/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,342
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,846
−HK$1,528/mo
Today · 4.125%
HK$51,374
baseline
▲ 0.50% · 4.625%
HK$54,500
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,748/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,780
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,222
−HK$1,464/mo
Today · 4.125%
HK$56,686
baseline
▲ 0.50% · 4.625%
HK$59,674
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,372/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,154
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,087
−HK$1,965/mo
Today · 4.125%
HK$66,052
baseline
▲ 0.50% · 4.625%
HK$70,071
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,104/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,146
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,000
−HK$1,882/mo
Today · 4.125%
HK$72,882
baseline
▲ 0.50% · 4.625%
HK$76,723
+HK$3,841/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,764/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,866 · Scale 2, in force from 26 Feb 2026)