LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,531
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$1,091/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,929
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,415
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,045/mo
Today · 4.125%
HK$40,490
baseline
▲ 0.50% · 4.625%
HK$42,625
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,980/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,437
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,726
−HK$1,309/mo
Today · 4.125%
HK$44,035
baseline
▲ 0.50% · 4.625%
HK$46,715
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,070/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,098
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,334
−HK$1,255/mo
Today · 4.125%
HK$48,589
baseline
▲ 0.50% · 4.625%
HK$51,150
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,178/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,343
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,847
−HK$1,527/mo
Today · 4.125%
HK$51,374
baseline
▲ 0.50% · 4.625%
HK$54,500
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,748/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,781
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,223
−HK$1,464/mo
Today · 4.125%
HK$56,687
baseline
▲ 0.50% · 4.625%
HK$59,675
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,374/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,155
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,089
−HK$1,964/mo
Today · 4.125%
HK$66,053
baseline
▲ 0.50% · 4.625%
HK$70,072
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,106/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,147
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,001
−HK$1,882/mo
Today · 4.125%
HK$72,883
baseline
▲ 0.50% · 4.625%
HK$76,725
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,766/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,875 · Scale 2, in force from 26 Feb 2026)