LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,531
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$1,092/mo
Today · 4.125%
HK$36,697
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,394/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,416
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,045/mo
Today · 4.125%
HK$40,491
baseline
▲ 0.50% · 4.625%
HK$42,626
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,982/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,438
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,727
−HK$1,309/mo
Today · 4.125%
HK$44,036
baseline
▲ 0.50% · 4.625%
HK$46,716
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,072/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,099
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,335
−HK$1,254/mo
Today · 4.125%
HK$48,589
baseline
▲ 0.50% · 4.625%
HK$51,151
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,178/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,344
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,848
−HK$1,527/mo
Today · 4.125%
HK$51,375
baseline
▲ 0.50% · 4.625%
HK$54,501
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,750/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,782
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,224
−HK$1,464/mo
Today · 4.125%
HK$56,688
baseline
▲ 0.50% · 4.625%
HK$59,676
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,376/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,156
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,090
−HK$1,964/mo
Today · 4.125%
HK$66,054
baseline
▲ 0.50% · 4.625%
HK$70,073
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,108/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,148
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,003
−HK$1,881/mo
Today · 4.125%
HK$72,884
baseline
▲ 0.50% · 4.625%
HK$76,726
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,768/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,886 · Scale 2, in force from 26 Feb 2026)