LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,533
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,607
−HK$1,091/mo
Today · 4.125%
HK$36,698
baseline
▲ 0.50% · 4.625%
HK$38,931
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,396/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,418
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,448
−HK$1,045/mo
Today · 4.125%
HK$40,493
baseline
▲ 0.50% · 4.625%
HK$42,628
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,986/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,440
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,729
−HK$1,309/mo
Today · 4.125%
HK$44,038
baseline
▲ 0.50% · 4.625%
HK$46,718
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,076/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,101
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,337
−HK$1,255/mo
Today · 4.125%
HK$48,592
baseline
▲ 0.50% · 4.625%
HK$51,153
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,184/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,346
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,850
−HK$1,528/mo
Today · 4.125%
HK$51,378
baseline
▲ 0.50% · 4.625%
HK$54,504
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,756/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,785
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,463/mo
Today · 4.125%
HK$56,690
baseline
▲ 0.50% · 4.625%
HK$59,679
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,380/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,159
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,093
−HK$1,964/mo
Today · 4.125%
HK$66,057
baseline
▲ 0.50% · 4.625%
HK$70,077
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,114/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,152
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,006
−HK$1,882/mo
Today · 4.125%
HK$72,888
baseline
▲ 0.50% · 4.625%
HK$76,730
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,776/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,912 · Scale 2, in force from 26 Feb 2026)