LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,534
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$1,091/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,932
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,418
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,449
−HK$1,045/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,628
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,440
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,729
−HK$1,310/mo
Today · 4.125%
HK$44,039
baseline
▲ 0.50% · 4.625%
HK$46,719
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,078/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,102
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,338
−HK$1,255/mo
Today · 4.125%
HK$48,593
baseline
▲ 0.50% · 4.625%
HK$51,154
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,186/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,347
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,851
−HK$1,528/mo
Today · 4.125%
HK$51,379
baseline
▲ 0.50% · 4.625%
HK$54,505
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,758/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,786
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,228
−HK$1,463/mo
Today · 4.125%
HK$56,691
baseline
▲ 0.50% · 4.625%
HK$59,680
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,382/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,161
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,094
−HK$1,965/mo
Today · 4.125%
HK$66,059
baseline
▲ 0.50% · 4.625%
HK$70,078
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,118/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,153
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,008
−HK$1,881/mo
Today · 4.125%
HK$72,889
baseline
▲ 0.50% · 4.625%
HK$76,731
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,778/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,924 · Scale 2, in force from 26 Feb 2026)