LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,536
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,611
−HK$1,091/mo
Today · 4.125%
HK$36,702
baseline
▲ 0.50% · 4.625%
HK$38,935
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,404/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,452
−HK$1,045/mo
Today · 4.125%
HK$40,497
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,994/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,444
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,733
−HK$1,310/mo
Today · 4.125%
HK$44,043
baseline
▲ 0.50% · 4.625%
HK$46,723
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,086/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,106
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,342
−HK$1,255/mo
Today · 4.125%
HK$48,597
baseline
▲ 0.50% · 4.625%
HK$51,158
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,194/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,351
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,855
−HK$1,528/mo
Today · 4.125%
HK$51,383
baseline
▲ 0.50% · 4.625%
HK$54,510
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,766/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,790
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,233
−HK$1,463/mo
Today · 4.125%
HK$56,696
baseline
▲ 0.50% · 4.625%
HK$59,685
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,392/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,166
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,099
−HK$1,965/mo
Today · 4.125%
HK$66,064
baseline
▲ 0.50% · 4.625%
HK$70,084
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,128/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,159
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,013
−HK$1,882/mo
Today · 4.125%
HK$72,895
baseline
▲ 0.50% · 4.625%
HK$76,737
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,790/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,971 · Scale 2, in force from 26 Feb 2026)