LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,537
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$1,091/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$2,234/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,423
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,045/mo
Today · 4.125%
HK$40,498
baseline
▲ 0.50% · 4.625%
HK$42,633
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,996/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,734
−HK$1,310/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,724
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,107
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,344
−HK$1,254/mo
Today · 4.125%
HK$48,598
baseline
▲ 0.50% · 4.625%
HK$51,160
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,196/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,352
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,857
−HK$1,528/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,511
+HK$3,126/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,234
−HK$1,464/mo
Today · 4.125%
HK$56,698
baseline
▲ 0.50% · 4.625%
HK$59,686
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,396/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,167
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,101
−HK$1,965/mo
Today · 4.125%
HK$66,066
baseline
▲ 0.50% · 4.625%
HK$70,086
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,132/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,161
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,016
−HK$1,881/mo
Today · 4.125%
HK$72,897
baseline
▲ 0.50% · 4.625%
HK$76,740
+HK$3,843/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,794/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,987 · Scale 2, in force from 26 Feb 2026)