LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,538
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$1,092/mo
Today · 4.125%
HK$36,704
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,408/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,423
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,046/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,633
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,734
−HK$1,310/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,724
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,107
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,344
−HK$1,254/mo
Today · 4.125%
HK$48,598
baseline
▲ 0.50% · 4.625%
HK$51,160
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,196/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,353
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,857
−HK$1,528/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,512
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,235
−HK$1,463/mo
Today · 4.125%
HK$56,698
baseline
▲ 0.50% · 4.625%
HK$59,687
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,396/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,168
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,102
−HK$1,964/mo
Today · 4.125%
HK$66,066
baseline
▲ 0.50% · 4.625%
HK$70,086
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,132/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,161
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,016
−HK$1,882/mo
Today · 4.125%
HK$72,898
baseline
▲ 0.50% · 4.625%
HK$76,740
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,796/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,991 · Scale 2, in force from 26 Feb 2026)