LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,539
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,614
−HK$1,091/mo
Today · 4.125%
HK$36,705
baseline
▲ 0.50% · 4.625%
HK$38,939
+HK$2,234/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,410/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,424
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,455
−HK$1,045/mo
Today · 4.125%
HK$40,500
baseline
▲ 0.50% · 4.625%
HK$42,635
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$81,000/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,447
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,310/mo
Today · 4.125%
HK$44,046
baseline
▲ 0.50% · 4.625%
HK$46,726
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,092/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,109
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,346
−HK$1,255/mo
Today · 4.125%
HK$48,601
baseline
▲ 0.50% · 4.625%
HK$51,162
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,202/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,355
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,528/mo
Today · 4.125%
HK$51,387
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,774/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,794
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,237
−HK$1,464/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$59,689
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,171
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,104
−HK$1,965/mo
Today · 4.125%
HK$66,069
baseline
▲ 0.50% · 4.625%
HK$70,089
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,138/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,164
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,019
−HK$1,882/mo
Today · 4.125%
HK$72,901
baseline
▲ 0.50% · 4.625%
HK$76,744
+HK$3,843/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,802/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,015 · Scale 2, in force from 26 Feb 2026)