LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,540
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,614
−HK$1,092/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,939
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,425
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,045/mo
Today · 4.125%
HK$40,501
baseline
▲ 0.50% · 4.625%
HK$42,636
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$81,002/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,448
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,737
−HK$1,310/mo
Today · 4.125%
HK$44,047
baseline
▲ 0.50% · 4.625%
HK$46,727
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,094/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,110
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,347
−HK$1,254/mo
Today · 4.125%
HK$48,601
baseline
▲ 0.50% · 4.625%
HK$51,163
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,202/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,356
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,860
−HK$1,528/mo
Today · 4.125%
HK$51,388
baseline
▲ 0.50% · 4.625%
HK$54,515
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,776/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,238
−HK$1,463/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,171
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,965/mo
Today · 4.125%
HK$66,070
baseline
▲ 0.50% · 4.625%
HK$70,090
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,140/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,165
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,020
−HK$1,882/mo
Today · 4.125%
HK$72,902
baseline
▲ 0.50% · 4.625%
HK$76,745
+HK$3,843/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,804/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,023 · Scale 2, in force from 26 Feb 2026)