LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,541
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$1,092/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,045/mo
Today · 4.125%
HK$40,502
baseline
▲ 0.50% · 4.625%
HK$42,637
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$81,004/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,449
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,738
−HK$1,310/mo
Today · 4.125%
HK$44,048
baseline
▲ 0.50% · 4.625%
HK$46,728
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,096/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,112
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,348
−HK$1,255/mo
Today · 4.125%
HK$48,603
baseline
▲ 0.50% · 4.625%
HK$51,165
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,206/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,357
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,861
−HK$1,529/mo
Today · 4.125%
HK$51,390
baseline
▲ 0.50% · 4.625%
HK$54,517
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,780/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,797
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,240
−HK$1,463/mo
Today · 4.125%
HK$56,703
baseline
▲ 0.50% · 4.625%
HK$59,692
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,406/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,173
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,107
−HK$1,965/mo
Today · 4.125%
HK$66,072
baseline
▲ 0.50% · 4.625%
HK$70,093
+HK$4,021/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,144/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,167
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,022
−HK$1,882/mo
Today · 4.125%
HK$72,904
baseline
▲ 0.50% · 4.625%
HK$76,747
+HK$3,843/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,808/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,042 · Scale 2, in force from 26 Feb 2026)