LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,541
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,616
−HK$1,091/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,941
+HK$2,234/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,427
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,046/mo
Today · 4.125%
HK$40,503
baseline
▲ 0.50% · 4.625%
HK$42,638
+HK$2,135/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$81,006/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,450
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,310/mo
Today · 4.125%
HK$44,049
baseline
▲ 0.50% · 4.625%
HK$46,729
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,098/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,112
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,349
−HK$1,254/mo
Today · 4.125%
HK$48,603
baseline
▲ 0.50% · 4.625%
HK$51,165
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,206/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,358
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,528/mo
Today · 4.125%
HK$51,390
baseline
▲ 0.50% · 4.625%
HK$54,517
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,780/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,798
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,240
−HK$1,464/mo
Today · 4.125%
HK$56,704
baseline
▲ 0.50% · 4.625%
HK$59,693
+HK$2,989/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,408/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,174
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,108
−HK$1,965/mo
Today · 4.125%
HK$66,073
baseline
▲ 0.50% · 4.625%
HK$70,094
+HK$4,021/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,146/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,168
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,023
−HK$1,882/mo
Today · 4.125%
HK$72,905
baseline
▲ 0.50% · 4.625%
HK$76,748
+HK$3,843/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,810/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,049 · Scale 2, in force from 26 Feb 2026)