LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,545
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,620
−HK$1,091/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$2,234/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,431
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,462
−HK$1,045/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,643
+HK$2,136/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,454
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,744
−HK$1,310/mo
Today · 4.125%
HK$44,054
baseline
▲ 0.50% · 4.625%
HK$46,734
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,108/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,117
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,354
−HK$1,255/mo
Today · 4.125%
HK$48,609
baseline
▲ 0.50% · 4.625%
HK$51,171
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,218/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,363
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,868
−HK$1,528/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,523
+HK$3,127/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,463/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$59,700
+HK$2,990/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,181
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,115
−HK$1,966/mo
Today · 4.125%
HK$66,081
baseline
▲ 0.50% · 4.625%
HK$70,101
+HK$4,020/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,162/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,176
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,031
−HK$1,882/mo
Today · 4.125%
HK$72,913
baseline
▲ 0.50% · 4.625%
HK$76,757
+HK$3,844/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,826/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,113 · Scale 2, in force from 26 Feb 2026)