LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,547
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,622
−HK$1,091/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,947
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,464
−HK$1,046/mo
Today · 4.125%
HK$40,510
baseline
▲ 0.50% · 4.625%
HK$42,645
+HK$2,135/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,020/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,746
−HK$1,310/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,737
+HK$2,681/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,112/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,120
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,357
−HK$1,254/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,174
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,366
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,870
−HK$1,529/mo
Today · 4.125%
HK$51,399
baseline
▲ 0.50% · 4.625%
HK$54,526
+HK$3,127/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,798/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,806
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,249
−HK$1,464/mo
Today · 4.125%
HK$56,713
baseline
▲ 0.50% · 4.625%
HK$59,703
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,426/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,185
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,119
−HK$1,965/mo
Today · 4.125%
HK$66,084
baseline
▲ 0.50% · 4.625%
HK$70,105
+HK$4,021/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,168/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,180
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,035
−HK$1,882/mo
Today · 4.125%
HK$72,917
baseline
▲ 0.50% · 4.625%
HK$76,761
+HK$3,844/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,834/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,143 · Scale 2, in force from 26 Feb 2026)