LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,549
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,623
−HK$1,092/mo
Today · 4.125%
HK$36,715
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,430/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,435
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,045/mo
Today · 4.125%
HK$40,511
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,022/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,458
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,748
−HK$1,310/mo
Today · 4.125%
HK$44,058
baseline
▲ 0.50% · 4.625%
HK$46,739
+HK$2,681/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,116/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,122
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,359
−HK$1,255/mo
Today · 4.125%
HK$48,614
baseline
▲ 0.50% · 4.625%
HK$51,176
+HK$2,562/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,228/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,368
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,873
−HK$1,528/mo
Today · 4.125%
HK$51,401
baseline
▲ 0.50% · 4.625%
HK$54,529
+HK$3,128/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,802/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,809
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,252
−HK$1,464/mo
Today · 4.125%
HK$56,716
baseline
▲ 0.50% · 4.625%
HK$59,706
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,432/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,187
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,122
−HK$1,965/mo
Today · 4.125%
HK$66,087
baseline
▲ 0.50% · 4.625%
HK$70,108
+HK$4,021/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,174/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,183
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,038
−HK$1,883/mo
Today · 4.125%
HK$72,921
baseline
▲ 0.50% · 4.625%
HK$76,764
+HK$3,843/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,842/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,170 · Scale 2, in force from 26 Feb 2026)