LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,550
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,625
−HK$1,092/mo
Today · 4.125%
HK$36,717
baseline
▲ 0.50% · 4.625%
HK$38,951
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,434/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,437
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,468
−HK$1,046/mo
Today · 4.125%
HK$40,514
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,135/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,028/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,461
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,750
−HK$1,311/mo
Today · 4.125%
HK$44,061
baseline
▲ 0.50% · 4.625%
HK$46,741
+HK$2,680/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,122/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,124
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,361
−HK$1,255/mo
Today · 4.125%
HK$48,616
baseline
▲ 0.50% · 4.625%
HK$51,179
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,232/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,371
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,875
−HK$1,529/mo
Today · 4.125%
HK$51,404
baseline
▲ 0.50% · 4.625%
HK$54,532
+HK$3,128/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,808/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,812
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,255
−HK$1,464/mo
Today · 4.125%
HK$56,719
baseline
▲ 0.50% · 4.625%
HK$59,709
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,438/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,191
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,125
−HK$1,966/mo
Today · 4.125%
HK$66,091
baseline
▲ 0.50% · 4.625%
HK$70,112
+HK$4,021/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,182/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,187
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,042
−HK$1,883/mo
Today · 4.125%
HK$72,925
baseline
▲ 0.50% · 4.625%
HK$76,769
+HK$3,844/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,850/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,201 · Scale 2, in force from 26 Feb 2026)