LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,554
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,629
−HK$1,092/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,441
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,472
−HK$1,046/mo
Today · 4.125%
HK$40,518
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,036/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,465
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,755
−HK$1,310/mo
Today · 4.125%
HK$44,065
baseline
▲ 0.50% · 4.625%
HK$46,746
+HK$2,681/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,130/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,129
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,367
−HK$1,255/mo
Today · 4.125%
HK$48,622
baseline
▲ 0.50% · 4.625%
HK$51,185
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,244/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,376
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,881
−HK$1,528/mo
Today · 4.125%
HK$51,409
baseline
▲ 0.50% · 4.625%
HK$54,538
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,818/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,818
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,261
−HK$1,464/mo
Today · 4.125%
HK$56,725
baseline
▲ 0.50% · 4.625%
HK$59,715
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,450/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,197
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,966/mo
Today · 4.125%
HK$66,098
baseline
▲ 0.50% · 4.625%
HK$70,120
+HK$4,022/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,196/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,194
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,050
−HK$1,882/mo
Today · 4.125%
HK$72,932
baseline
▲ 0.50% · 4.625%
HK$76,777
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,864/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,261 · Scale 2, in force from 26 Feb 2026)