LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,555
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,630
−HK$1,092/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,443
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,474
−HK$1,045/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,655
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,466
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,756
−HK$1,311/mo
Today · 4.125%
HK$44,067
baseline
▲ 0.50% · 4.625%
HK$46,748
+HK$2,681/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,134/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,131
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,368
−HK$1,255/mo
Today · 4.125%
HK$48,623
baseline
▲ 0.50% · 4.625%
HK$51,186
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,246/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,378
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,882
−HK$1,529/mo
Today · 4.125%
HK$51,411
baseline
▲ 0.50% · 4.625%
HK$54,540
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,822/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,820
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,263
−HK$1,464/mo
Today · 4.125%
HK$56,727
baseline
▲ 0.50% · 4.625%
HK$59,717
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,454/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,200
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,134
−HK$1,966/mo
Today · 4.125%
HK$66,100
baseline
▲ 0.50% · 4.625%
HK$70,122
+HK$4,022/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,200/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,197
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,052
−HK$1,883/mo
Today · 4.125%
HK$72,935
baseline
▲ 0.50% · 4.625%
HK$76,780
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,870/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,282 · Scale 2, in force from 26 Feb 2026)