LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,558
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,632
−HK$1,093/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,046/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,469
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,759
−HK$1,311/mo
Today · 4.125%
HK$44,070
baseline
▲ 0.50% · 4.625%
HK$46,751
+HK$2,681/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,140/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,134
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,371
−HK$1,255/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,381
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,885
−HK$1,529/mo
Today · 4.125%
HK$51,414
baseline
▲ 0.50% · 4.625%
HK$54,543
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,828/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,823
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,266
−HK$1,465/mo
Today · 4.125%
HK$56,731
baseline
▲ 0.50% · 4.625%
HK$59,721
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,462/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,204
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,138
−HK$1,966/mo
Today · 4.125%
HK$66,104
baseline
▲ 0.50% · 4.625%
HK$70,127
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,208/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,201
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,057
−HK$1,883/mo
Today · 4.125%
HK$72,940
baseline
▲ 0.50% · 4.625%
HK$76,784
+HK$3,844/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,880/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,317 · Scale 2, in force from 26 Feb 2026)