LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,559
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,634
−HK$1,092/mo
Today · 4.125%
HK$36,726
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,452/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,046/mo
Today · 4.125%
HK$40,524
baseline
▲ 0.50% · 4.625%
HK$42,660
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,048/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,471
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,761
−HK$1,310/mo
Today · 4.125%
HK$44,071
baseline
▲ 0.50% · 4.625%
HK$46,753
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,142/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,136
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,373
−HK$1,255/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,192
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,382
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,887
−HK$1,529/mo
Today · 4.125%
HK$51,416
baseline
▲ 0.50% · 4.625%
HK$54,545
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,832/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,825
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,269
−HK$1,464/mo
Today · 4.125%
HK$56,733
baseline
▲ 0.50% · 4.625%
HK$59,723
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,466/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,206
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,141
−HK$1,966/mo
Today · 4.125%
HK$66,107
baseline
▲ 0.50% · 4.625%
HK$70,129
+HK$4,022/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,214/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,204
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,060
−HK$1,882/mo
Today · 4.125%
HK$72,942
baseline
▲ 0.50% · 4.625%
HK$76,787
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,884/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,339 · Scale 2, in force from 26 Feb 2026)