LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,560
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,635
−HK$1,092/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$2,234/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,046/mo
Today · 4.125%
HK$40,524
baseline
▲ 0.50% · 4.625%
HK$42,660
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,048/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,471
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,761
−HK$1,311/mo
Today · 4.125%
HK$44,072
baseline
▲ 0.50% · 4.625%
HK$46,754
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,144/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,137
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,374
−HK$1,255/mo
Today · 4.125%
HK$48,629
baseline
▲ 0.50% · 4.625%
HK$51,193
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,258/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,383
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,888
−HK$1,529/mo
Today · 4.125%
HK$51,417
baseline
▲ 0.50% · 4.625%
HK$54,546
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,834/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,826
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,270
−HK$1,464/mo
Today · 4.125%
HK$56,734
baseline
▲ 0.50% · 4.625%
HK$59,725
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,468/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,207
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,142
−HK$1,966/mo
Today · 4.125%
HK$66,108
baseline
▲ 0.50% · 4.625%
HK$70,131
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,216/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,205
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,061
−HK$1,883/mo
Today · 4.125%
HK$72,944
baseline
▲ 0.50% · 4.625%
HK$76,789
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,888/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,350 · Scale 2, in force from 26 Feb 2026)