LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,561
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,636
−HK$1,092/mo
Today · 4.125%
HK$36,728
baseline
▲ 0.50% · 4.625%
HK$38,963
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,456/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,448
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,047/mo
Today · 4.125%
HK$40,526
baseline
▲ 0.50% · 4.625%
HK$42,662
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,052/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,473
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,763
−HK$1,310/mo
Today · 4.125%
HK$44,073
baseline
▲ 0.50% · 4.625%
HK$46,755
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,146/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,138
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,375
−HK$1,256/mo
Today · 4.125%
HK$48,631
baseline
▲ 0.50% · 4.625%
HK$51,194
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,262/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,385
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,890
−HK$1,529/mo
Today · 4.125%
HK$51,419
baseline
▲ 0.50% · 4.625%
HK$54,548
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,838/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,828
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,271
−HK$1,465/mo
Today · 4.125%
HK$56,736
baseline
▲ 0.50% · 4.625%
HK$59,726
+HK$2,990/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,472/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,209
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,144
−HK$1,966/mo
Today · 4.125%
HK$66,110
baseline
▲ 0.50% · 4.625%
HK$70,133
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,220/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,207
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,063
−HK$1,883/mo
Today · 4.125%
HK$72,946
baseline
▲ 0.50% · 4.625%
HK$76,791
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,892/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,367 · Scale 2, in force from 26 Feb 2026)