LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,563
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,639
−HK$1,092/mo
Today · 4.125%
HK$36,731
baseline
▲ 0.50% · 4.625%
HK$38,966
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,462/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,451
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,483
−HK$1,046/mo
Today · 4.125%
HK$40,529
baseline
▲ 0.50% · 4.625%
HK$42,665
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,058/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,476
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,766
−HK$1,311/mo
Today · 4.125%
HK$44,077
baseline
▲ 0.50% · 4.625%
HK$46,759
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,154/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,142
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,379
−HK$1,256/mo
Today · 4.125%
HK$48,635
baseline
▲ 0.50% · 4.625%
HK$51,198
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,270/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,389
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,894
−HK$1,529/mo
Today · 4.125%
HK$51,423
baseline
▲ 0.50% · 4.625%
HK$54,552
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,846/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,832
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,276
−HK$1,464/mo
Today · 4.125%
HK$56,740
baseline
▲ 0.50% · 4.625%
HK$59,731
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,480/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,214
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,149
−HK$1,967/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$70,139
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,213
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,069
−HK$1,883/mo
Today · 4.125%
HK$72,952
baseline
▲ 0.50% · 4.625%
HK$76,797
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,904/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,414 · Scale 2, in force from 26 Feb 2026)