LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,564
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,639
−HK$1,093/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,967
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,452
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,483
−HK$1,047/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,666
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,477
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,767
−HK$1,311/mo
Today · 4.125%
HK$44,078
baseline
▲ 0.50% · 4.625%
HK$46,760
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,156/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,143
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,256/mo
Today · 4.125%
HK$48,636
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,272/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,390
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,895
−HK$1,529/mo
Today · 4.125%
HK$51,424
baseline
▲ 0.50% · 4.625%
HK$54,553
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,848/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,833
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,277
−HK$1,464/mo
Today · 4.125%
HK$56,741
baseline
▲ 0.50% · 4.625%
HK$59,732
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,482/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,151
−HK$1,966/mo
Today · 4.125%
HK$66,117
baseline
▲ 0.50% · 4.625%
HK$70,140
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,234/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,214
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,070
−HK$1,883/mo
Today · 4.125%
HK$72,953
baseline
▲ 0.50% · 4.625%
HK$76,799
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,906/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,424 · Scale 2, in force from 26 Feb 2026)