LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,565
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,640
−HK$1,092/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,967
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,453
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,046/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,667
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,478
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,768
−HK$1,311/mo
Today · 4.125%
HK$44,079
baseline
▲ 0.50% · 4.625%
HK$46,761
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$88,158/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,143
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,381
−HK$1,255/mo
Today · 4.125%
HK$48,636
baseline
▲ 0.50% · 4.625%
HK$51,200
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.09M · min. income ≈ HK$97,272/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,390
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,896
−HK$1,529/mo
Today · 4.125%
HK$51,425
baseline
▲ 0.50% · 4.625%
HK$54,554
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,850/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,834
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,278
−HK$1,464/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$59,733
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,216
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,152
−HK$1,966/mo
Today · 4.125%
HK$66,118
baseline
▲ 0.50% · 4.625%
HK$70,141
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,236/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,215
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,071
−HK$1,883/mo
Today · 4.125%
HK$72,954
baseline
▲ 0.50% · 4.625%
HK$76,800
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,908/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,434 · Scale 2, in force from 26 Feb 2026)