LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,566
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,092/mo
Today · 4.125%
HK$36,733
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,466/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,454
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,046/mo
Today · 4.125%
HK$40,531
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,062/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,479
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,769
−HK$1,311/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,762
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,145
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,382
−HK$1,256/mo
Today · 4.125%
HK$48,638
baseline
▲ 0.50% · 4.625%
HK$51,201
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,276/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,392
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,897
−HK$1,529/mo
Today · 4.125%
HK$51,426
baseline
▲ 0.50% · 4.625%
HK$54,556
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,852/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,835
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,279
−HK$1,465/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,218
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,967/mo
Today · 4.125%
HK$66,120
baseline
▲ 0.50% · 4.625%
HK$70,143
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,240/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,073
−HK$1,884/mo
Today · 4.125%
HK$72,957
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$3,845/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,914/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,449 · Scale 2, in force from 26 Feb 2026)