LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,566
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,093/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,969
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,455
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,486
−HK$1,046/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,669
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,479
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,770
−HK$1,311/mo
Today · 4.125%
HK$44,081
baseline
▲ 0.50% · 4.625%
HK$46,763
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,162/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,146
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,383
−HK$1,256/mo
Today · 4.125%
HK$48,639
baseline
▲ 0.50% · 4.625%
HK$51,202
+HK$2,563/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,278/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,393
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,898
−HK$1,529/mo
Today · 4.125%
HK$51,427
baseline
▲ 0.50% · 4.625%
HK$54,557
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,854/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,836
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,280
−HK$1,465/mo
Today · 4.125%
HK$56,745
baseline
▲ 0.50% · 4.625%
HK$59,736
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,490/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,219
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,155
−HK$1,966/mo
Today · 4.125%
HK$66,121
baseline
▲ 0.50% · 4.625%
HK$70,144
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,242/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,218
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,075
−HK$1,883/mo
Today · 4.125%
HK$72,958
baseline
▲ 0.50% · 4.625%
HK$76,804
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,916/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,460 · Scale 2, in force from 26 Feb 2026)