LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,568
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,643
−HK$1,092/mo
Today · 4.125%
HK$36,735
baseline
▲ 0.50% · 4.625%
HK$38,971
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,470/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,456
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,488
−HK$1,046/mo
Today · 4.125%
HK$40,534
baseline
▲ 0.50% · 4.625%
HK$42,671
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,068/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,481
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,772
−HK$1,311/mo
Today · 4.125%
HK$44,083
baseline
▲ 0.50% · 4.625%
HK$46,765
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,166/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,147
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,256/mo
Today · 4.125%
HK$48,641
baseline
▲ 0.50% · 4.625%
HK$51,205
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,282/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,395
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,900
−HK$1,530/mo
Today · 4.125%
HK$51,430
baseline
▲ 0.50% · 4.625%
HK$54,559
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,860/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,839
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,283
−HK$1,464/mo
Today · 4.125%
HK$56,747
baseline
▲ 0.50% · 4.625%
HK$59,739
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,494/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,222
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,157
−HK$1,967/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$70,147
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,221
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,078
−HK$1,883/mo
Today · 4.125%
HK$72,961
baseline
▲ 0.50% · 4.625%
HK$76,807
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,922/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,485 · Scale 2, in force from 26 Feb 2026)