LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,569
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,644
−HK$1,092/mo
Today · 4.125%
HK$36,736
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,472/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,457
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,489
−HK$1,046/mo
Today · 4.125%
HK$40,535
baseline
▲ 0.50% · 4.625%
HK$42,672
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,070/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,482
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,773
−HK$1,311/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,766
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,149
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,386
−HK$1,256/mo
Today · 4.125%
HK$48,642
baseline
▲ 0.50% · 4.625%
HK$51,206
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,284/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,396
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,901
−HK$1,530/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,560
+HK$3,129/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,284
−HK$1,465/mo
Today · 4.125%
HK$56,749
baseline
▲ 0.50% · 4.625%
HK$59,740
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,498/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,224
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,159
−HK$1,966/mo
Today · 4.125%
HK$66,125
baseline
▲ 0.50% · 4.625%
HK$70,149
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,250/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,223
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,080
−HK$1,883/mo
Today · 4.125%
HK$72,963
baseline
▲ 0.50% · 4.625%
HK$76,809
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,926/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,500 · Scale 2, in force from 26 Feb 2026)