LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,570
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,645
−HK$1,093/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,973
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,459
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,490
−HK$1,047/mo
Today · 4.125%
HK$40,537
baseline
▲ 0.50% · 4.625%
HK$42,673
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,074/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,484
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,774
−HK$1,312/mo
Today · 4.125%
HK$44,086
baseline
▲ 0.50% · 4.625%
HK$46,768
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,172/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,151
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,388
−HK$1,256/mo
Today · 4.125%
HK$48,644
baseline
▲ 0.50% · 4.625%
HK$51,208
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,288/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,398
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,904
−HK$1,529/mo
Today · 4.125%
HK$51,433
baseline
▲ 0.50% · 4.625%
HK$54,563
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,866/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,842
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,286
−HK$1,465/mo
Today · 4.125%
HK$56,751
baseline
▲ 0.50% · 4.625%
HK$59,743
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,502/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,226
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,162
−HK$1,966/mo
Today · 4.125%
HK$66,128
baseline
▲ 0.50% · 4.625%
HK$70,152
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$132,256/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,226
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,083
−HK$1,883/mo
Today · 4.125%
HK$72,966
baseline
▲ 0.50% · 4.625%
HK$76,812
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.64M · min. income ≈ HK$145,932/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,523 · Scale 2, in force from 26 Feb 2026)