LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,571
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,647
−HK$1,092/mo
Today · 4.125%
HK$36,739
baseline
▲ 0.50% · 4.625%
HK$38,975
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,478/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,460
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,492
−HK$1,046/mo
Today · 4.125%
HK$40,538
baseline
▲ 0.50% · 4.625%
HK$42,675
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,076/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,486
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,776
−HK$1,311/mo
Today · 4.125%
HK$44,087
baseline
▲ 0.50% · 4.625%
HK$46,770
+HK$2,683/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,174/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,152
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,390
−HK$1,256/mo
Today · 4.125%
HK$48,646
baseline
▲ 0.50% · 4.625%
HK$51,210
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,292/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,400
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,905
−HK$1,530/mo
Today · 4.125%
HK$51,435
baseline
▲ 0.50% · 4.625%
HK$54,565
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,870/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,844
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,288
−HK$1,465/mo
Today · 4.125%
HK$56,753
baseline
▲ 0.50% · 4.625%
HK$59,745
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,506/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,228
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,164
−HK$1,967/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$4,023/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,228
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,085
−HK$1,884/mo
Today · 4.125%
HK$72,969
baseline
▲ 0.50% · 4.625%
HK$76,815
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,938/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,543 · Scale 2, in force from 26 Feb 2026)