LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,573
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$1,093/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,976
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,493
−HK$1,047/mo
Today · 4.125%
HK$40,540
baseline
▲ 0.50% · 4.625%
HK$42,676
+HK$2,136/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,080/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,487
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,778
−HK$1,311/mo
Today · 4.125%
HK$44,089
baseline
▲ 0.50% · 4.625%
HK$46,771
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,178/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,154
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,392
−HK$1,255/mo
Today · 4.125%
HK$48,647
baseline
▲ 0.50% · 4.625%
HK$51,212
+HK$2,565/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,294/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,402
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,907
−HK$1,530/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,567
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,846
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,290
−HK$1,465/mo
Today · 4.125%
HK$56,755
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,510/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,231
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,166
−HK$1,967/mo
Today · 4.125%
HK$66,133
baseline
▲ 0.50% · 4.625%
HK$70,157
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,266/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,231
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,088
−HK$1,883/mo
Today · 4.125%
HK$72,971
baseline
▲ 0.50% · 4.625%
HK$76,818
+HK$3,847/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,942/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,564 · Scale 2, in force from 26 Feb 2026)