LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,573
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$1,092/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,046/mo
Today · 4.125%
HK$40,540
baseline
▲ 0.50% · 4.625%
HK$42,677
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,080/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,778
−HK$1,312/mo
Today · 4.125%
HK$44,090
baseline
▲ 0.50% · 4.625%
HK$46,772
+HK$2,682/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,180/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,155
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,393
−HK$1,255/mo
Today · 4.125%
HK$48,648
baseline
▲ 0.50% · 4.625%
HK$51,213
+HK$2,565/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,296/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,403
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,908
−HK$1,530/mo
Today · 4.125%
HK$51,438
baseline
▲ 0.50% · 4.625%
HK$54,568
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,876/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,847
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,291
−HK$1,466/mo
Today · 4.125%
HK$56,757
baseline
▲ 0.50% · 4.625%
HK$59,748
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,514/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,232
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,168
−HK$1,966/mo
Today · 4.125%
HK$66,134
baseline
▲ 0.50% · 4.625%
HK$70,158
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,268/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,232
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,089
−HK$1,884/mo
Today · 4.125%
HK$72,973
baseline
▲ 0.50% · 4.625%
HK$76,819
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,946/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,575 · Scale 2, in force from 26 Feb 2026)