LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,574
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$1,093/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$2,235/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,463
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,047/mo
Today · 4.125%
HK$40,541
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,082/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,311/mo
Today · 4.125%
HK$44,090
baseline
▲ 0.50% · 4.625%
HK$46,773
+HK$2,683/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,180/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,155
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,393
−HK$1,256/mo
Today · 4.125%
HK$48,649
baseline
▲ 0.50% · 4.625%
HK$51,213
+HK$2,564/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,298/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,403
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,909
−HK$1,529/mo
Today · 4.125%
HK$51,438
baseline
▲ 0.50% · 4.625%
HK$54,568
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,876/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,848
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,292
−HK$1,465/mo
Today · 4.125%
HK$56,757
baseline
▲ 0.50% · 4.625%
HK$59,749
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,514/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,233
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,168
−HK$1,967/mo
Today · 4.125%
HK$66,135
baseline
▲ 0.50% · 4.625%
HK$70,159
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,270/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,233
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,090
−HK$1,884/mo
Today · 4.125%
HK$72,974
baseline
▲ 0.50% · 4.625%
HK$76,820
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,948/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,583 · Scale 2, in force from 26 Feb 2026)