LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,574
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$1,093/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,978
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,463
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,495
−HK$1,046/mo
Today · 4.125%
HK$40,541
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,082/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,489
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,311/mo
Today · 4.125%
HK$44,090
baseline
▲ 0.50% · 4.625%
HK$46,773
+HK$2,683/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$88,180/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,156
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,394
−HK$1,255/mo
Today · 4.125%
HK$48,649
baseline
▲ 0.50% · 4.625%
HK$51,214
+HK$2,565/mo
Deposit HK$6.06M · loan HK$9.10M · min. income ≈ HK$97,298/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,403
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,909
−HK$1,530/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,569
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,848
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,292
−HK$1,466/mo
Today · 4.125%
HK$56,758
baseline
▲ 0.50% · 4.625%
HK$59,749
+HK$2,991/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,516/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,233
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,169
−HK$1,966/mo
Today · 4.125%
HK$66,135
baseline
▲ 0.50% · 4.625%
HK$70,160
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,270/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,233
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,090
−HK$1,884/mo
Today · 4.125%
HK$72,974
baseline
▲ 0.50% · 4.625%
HK$76,820
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,948/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,585 · Scale 2, in force from 26 Feb 2026)