LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,575
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,650
−HK$1,093/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,979
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,464
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,046/mo
Today · 4.125%
HK$40,542
baseline
▲ 0.50% · 4.625%
HK$42,679
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,084/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,490
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,780
−HK$1,312/mo
Today · 4.125%
HK$44,092
baseline
▲ 0.50% · 4.625%
HK$46,774
+HK$2,682/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,184/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,157
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,395
−HK$1,256/mo
Today · 4.125%
HK$48,651
baseline
▲ 0.50% · 4.625%
HK$51,215
+HK$2,564/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,302/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,405
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,910
−HK$1,530/mo
Today · 4.125%
HK$51,440
baseline
▲ 0.50% · 4.625%
HK$54,570
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,880/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,850
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,294
−HK$1,465/mo
Today · 4.125%
HK$56,759
baseline
▲ 0.50% · 4.625%
HK$59,751
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,518/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,235
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,171
−HK$1,966/mo
Today · 4.125%
HK$66,137
baseline
▲ 0.50% · 4.625%
HK$70,162
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,274/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,236
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,092
−HK$1,884/mo
Today · 4.125%
HK$72,976
baseline
▲ 0.50% · 4.625%
HK$76,823
+HK$3,847/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,952/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,602 · Scale 2, in force from 26 Feb 2026)