LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,576
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$1,093/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,981
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,466
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,046/mo
Today · 4.125%
HK$40,544
baseline
▲ 0.50% · 4.625%
HK$42,681
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,088/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,492
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,782
−HK$1,312/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,777
+HK$2,683/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,159
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,397
−HK$1,256/mo
Today · 4.125%
HK$48,653
baseline
▲ 0.50% · 4.625%
HK$51,218
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,306/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,407
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,913
−HK$1,530/mo
Today · 4.125%
HK$51,443
baseline
▲ 0.50% · 4.625%
HK$54,573
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,886/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,297
−HK$1,465/mo
Today · 4.125%
HK$56,762
baseline
▲ 0.50% · 4.625%
HK$59,754
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$113,524/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,238
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,174
−HK$1,967/mo
Today · 4.125%
HK$66,141
baseline
▲ 0.50% · 4.625%
HK$70,165
+HK$4,024/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,282/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,239
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,096
−HK$1,884/mo
Today · 4.125%
HK$72,980
baseline
▲ 0.50% · 4.625%
HK$76,826
+HK$3,846/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,960/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$568,629 · Scale 2, in force from 26 Feb 2026)