LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,579
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,655
−HK$1,093/mo
Today · 4.125%
HK$36,748
baseline
▲ 0.50% · 4.625%
HK$38,984
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,496/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,469
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,501
−HK$1,046/mo
Today · 4.125%
HK$40,547
baseline
▲ 0.50% · 4.625%
HK$42,685
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,094/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,495
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,786
−HK$1,311/mo
Today · 4.125%
HK$44,097
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,683/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,194/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,163
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,401
−HK$1,256/mo
Today · 4.125%
HK$48,657
baseline
▲ 0.50% · 4.625%
HK$51,222
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,314/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,917
−HK$1,530/mo
Today · 4.125%
HK$51,447
baseline
▲ 0.50% · 4.625%
HK$54,577
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,894/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,857
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,465/mo
Today · 4.125%
HK$56,766
baseline
▲ 0.50% · 4.625%
HK$59,759
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,532/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,243
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,179
−HK$1,967/mo
Today · 4.125%
HK$66,146
baseline
▲ 0.50% · 4.625%
HK$70,171
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,292/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,244
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,101
−HK$1,884/mo
Today · 4.125%
HK$72,985
baseline
▲ 0.50% · 4.625%
HK$76,833
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,970/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,675 · Scale 2, in force from 26 Feb 2026)