LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,580
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$1,093/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,985
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,470
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,047/mo
Today · 4.125%
HK$40,549
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,098/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,497
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,787
−HK$1,312/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,782
+HK$2,683/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,165
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,403
−HK$1,256/mo
Today · 4.125%
HK$48,659
baseline
▲ 0.50% · 4.625%
HK$51,224
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,318/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,413
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,919
−HK$1,530/mo
Today · 4.125%
HK$51,449
baseline
▲ 0.50% · 4.625%
HK$54,579
+HK$3,130/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,898/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,859
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,465/mo
Today · 4.125%
HK$56,768
baseline
▲ 0.50% · 4.625%
HK$59,761
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,536/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,245
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,181
−HK$1,967/mo
Today · 4.125%
HK$66,148
baseline
▲ 0.50% · 4.625%
HK$70,173
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,296/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,247
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,104
−HK$1,884/mo
Today · 4.125%
HK$72,988
baseline
▲ 0.50% · 4.625%
HK$76,835
+HK$3,847/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,976/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,695 · Scale 2, in force from 26 Feb 2026)