LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,582
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$1,093/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,503
−HK$1,047/mo
Today · 4.125%
HK$40,550
baseline
▲ 0.50% · 4.625%
HK$42,688
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,100/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,498
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,789
−HK$1,311/mo
Today · 4.125%
HK$44,100
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,200/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,166
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,404
−HK$1,256/mo
Today · 4.125%
HK$48,660
baseline
▲ 0.50% · 4.625%
HK$51,225
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,320/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,414
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,920
−HK$1,530/mo
Today · 4.125%
HK$51,450
baseline
▲ 0.50% · 4.625%
HK$54,581
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,900/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,860
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,465/mo
Today · 4.125%
HK$56,770
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,540/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,247
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,183
−HK$1,967/mo
Today · 4.125%
HK$66,150
baseline
▲ 0.50% · 4.625%
HK$70,175
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,300/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,249
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,106
−HK$1,884/mo
Today · 4.125%
HK$72,990
baseline
▲ 0.50% · 4.625%
HK$76,838
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,980/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,712 · Scale 2, in force from 26 Feb 2026)