LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,582
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,658
−HK$1,093/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,987
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,504
−HK$1,047/mo
Today · 4.125%
HK$40,551
baseline
▲ 0.50% · 4.625%
HK$42,688
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,102/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,499
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,789
−HK$1,312/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,683/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,167
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,405
−HK$1,256/mo
Today · 4.125%
HK$48,661
baseline
▲ 0.50% · 4.625%
HK$51,226
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,322/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,415
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,921
−HK$1,530/mo
Today · 4.125%
HK$51,451
baseline
▲ 0.50% · 4.625%
HK$54,582
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,902/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,306
−HK$1,465/mo
Today · 4.125%
HK$56,771
baseline
▲ 0.50% · 4.625%
HK$59,764
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,542/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,248
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,184
−HK$1,967/mo
Today · 4.125%
HK$66,151
baseline
▲ 0.50% · 4.625%
HK$70,176
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,302/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,250
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,107
−HK$1,884/mo
Today · 4.125%
HK$72,991
baseline
▲ 0.50% · 4.625%
HK$76,839
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,982/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,721 · Scale 2, in force from 26 Feb 2026)