LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,584
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$1,093/mo
Today · 4.125%
HK$36,753
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,506/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,475
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,507
−HK$1,046/mo
Today · 4.125%
HK$40,553
baseline
▲ 0.50% · 4.625%
HK$42,691
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,106/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,501
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,792
−HK$1,312/mo
Today · 4.125%
HK$44,104
baseline
▲ 0.50% · 4.625%
HK$46,787
+HK$2,683/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,208/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,170
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,408
−HK$1,256/mo
Today · 4.125%
HK$48,664
baseline
▲ 0.50% · 4.625%
HK$51,229
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,328/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,418
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,924
−HK$1,530/mo
Today · 4.125%
HK$51,454
baseline
▲ 0.50% · 4.625%
HK$54,585
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,908/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,865
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,309
−HK$1,466/mo
Today · 4.125%
HK$56,775
baseline
▲ 0.50% · 4.625%
HK$59,768
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,550/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,252
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,188
−HK$1,968/mo
Today · 4.125%
HK$66,156
baseline
▲ 0.50% · 4.625%
HK$70,181
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,312/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,255
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,112
−HK$1,884/mo
Today · 4.125%
HK$72,996
baseline
▲ 0.50% · 4.625%
HK$76,844
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,992/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,759 · Scale 2, in force from 26 Feb 2026)