LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,586
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,661
−HK$1,093/mo
Today · 4.125%
HK$36,754
baseline
▲ 0.50% · 4.625%
HK$38,991
+HK$2,237/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,508/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,476
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,508
−HK$1,047/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,503
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,311/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,171
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,256/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,231
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,420
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,926
−HK$1,530/mo
Today · 4.125%
HK$51,456
baseline
▲ 0.50% · 4.625%
HK$54,587
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,912/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,867
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,311
−HK$1,466/mo
Today · 4.125%
HK$56,777
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,554/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,254
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,191
−HK$1,967/mo
Today · 4.125%
HK$66,158
baseline
▲ 0.50% · 4.625%
HK$70,184
+HK$4,026/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,316/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,257
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,115
−HK$1,884/mo
Today · 4.125%
HK$72,999
baseline
▲ 0.50% · 4.625%
HK$76,847
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$145,998/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,779 · Scale 2, in force from 26 Feb 2026)