LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,586
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,662
−HK$1,093/mo
Today · 4.125%
HK$36,755
baseline
▲ 0.50% · 4.625%
HK$38,991
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,510/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,477
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,046/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,503
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,312/mo
Today · 4.125%
HK$44,106
baseline
▲ 0.50% · 4.625%
HK$46,790
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,212/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,172
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,256/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,232
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,420
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,927
−HK$1,530/mo
Today · 4.125%
HK$51,457
baseline
▲ 0.50% · 4.625%
HK$54,588
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,914/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,867
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,312
−HK$1,466/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$2,992/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,255
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,191
−HK$1,968/mo
Today · 4.125%
HK$66,159
baseline
▲ 0.50% · 4.625%
HK$70,184
+HK$4,025/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,318/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,258
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,115
−HK$1,885/mo
Today · 4.125%
HK$73,000
baseline
▲ 0.50% · 4.625%
HK$76,848
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,000/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,786 · Scale 2, in force from 26 Feb 2026)