LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$1,094/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,137/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,507
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,799
−HK$1,311/mo
Today · 4.125%
HK$44,110
baseline
▲ 0.50% · 4.625%
HK$46,794
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,220/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,177
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,415
−HK$1,256/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,237
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,425
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,932
−HK$1,530/mo
Today · 4.125%
HK$51,462
baseline
▲ 0.50% · 4.625%
HK$54,593
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,924/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,873
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,318
−HK$1,465/mo
Today · 4.125%
HK$56,783
baseline
▲ 0.50% · 4.625%
HK$59,776
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,566/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,261
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,198
−HK$1,968/mo
Today · 4.125%
HK$66,166
baseline
▲ 0.50% · 4.625%
HK$70,192
+HK$4,026/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,332/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,265
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,123
−HK$1,884/mo
Today · 4.125%
HK$73,007
baseline
▲ 0.50% · 4.625%
HK$76,855
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,014/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,844 · Scale 2, in force from 26 Feb 2026)