LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,590
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,094/mo
Today · 4.125%
HK$36,760
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$2,236/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$73,520/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,482
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,514
−HK$1,047/mo
Today · 4.125%
HK$40,561
baseline
▲ 0.50% · 4.625%
HK$42,699
+HK$2,138/mo
Deposit HK$7.58M · loan HK$7.58M · min. income ≈ HK$81,122/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,509
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,800
−HK$1,311/mo
Today · 4.125%
HK$44,111
baseline
▲ 0.50% · 4.625%
HK$46,796
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,222/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,178
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,416
−HK$1,257/mo
Today · 4.125%
HK$48,673
baseline
▲ 0.50% · 4.625%
HK$51,238
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,346/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,427
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,530/mo
Today · 4.125%
HK$51,463
baseline
▲ 0.50% · 4.625%
HK$54,595
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,926/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,319
−HK$1,466/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$59,778
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,263
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,200
−HK$1,967/mo
Today · 4.125%
HK$66,167
baseline
▲ 0.50% · 4.625%
HK$70,193
+HK$4,026/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,334/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,267
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,124
−HK$1,885/mo
Today · 4.125%
HK$73,009
baseline
▲ 0.50% · 4.625%
HK$76,857
+HK$3,848/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,018/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,858 · Scale 2, in force from 26 Feb 2026)