LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,593
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,093/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,512
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,803
−HK$1,312/mo
Today · 4.125%
HK$44,115
baseline
▲ 0.50% · 4.625%
HK$46,799
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,230/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,181
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,420
−HK$1,256/mo
Today · 4.125%
HK$48,676
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,352/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,430
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,530/mo
Today · 4.125%
HK$51,467
baseline
▲ 0.50% · 4.625%
HK$54,599
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,934/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,878
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,323
−HK$1,466/mo
Today · 4.125%
HK$56,789
baseline
▲ 0.50% · 4.625%
HK$59,782
+HK$2,993/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,578/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,267
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,204
−HK$1,968/mo
Today · 4.125%
HK$66,172
baseline
▲ 0.50% · 4.625%
HK$70,199
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,344/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,272
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,130
−HK$1,884/mo
Today · 4.125%
HK$73,014
baseline
▲ 0.50% · 4.625%
HK$76,863
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,028/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,901 · Scale 2, in force from 26 Feb 2026)