LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,593
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,094/mo
Today · 4.125%
HK$36,763
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,236/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,526/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,512
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,803
−HK$1,312/mo
Today · 4.125%
HK$44,115
baseline
▲ 0.50% · 4.625%
HK$46,799
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,230/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,182
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,420
−HK$1,257/mo
Today · 4.125%
HK$48,677
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,565/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,354/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,430
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,531/mo
Today · 4.125%
HK$51,468
baseline
▲ 0.50% · 4.625%
HK$54,599
+HK$3,131/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,936/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,878
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,323
−HK$1,466/mo
Today · 4.125%
HK$56,789
baseline
▲ 0.50% · 4.625%
HK$59,783
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,578/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,268
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,205
−HK$1,968/mo
Today · 4.125%
HK$66,173
baseline
▲ 0.50% · 4.625%
HK$70,199
+HK$4,026/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,346/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,272
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,130
−HK$1,885/mo
Today · 4.125%
HK$73,015
baseline
▲ 0.50% · 4.625%
HK$76,864
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,030/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,904 · Scale 2, in force from 26 Feb 2026)