LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,594
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$1,093/mo
Today · 4.125%
HK$36,763
baseline
▲ 0.50% · 4.625%
HK$39,000
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,526/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,703
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,512
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,804
−HK$1,312/mo
Today · 4.125%
HK$44,116
baseline
▲ 0.50% · 4.625%
HK$46,800
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,232/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,182
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,421
−HK$1,256/mo
Today · 4.125%
HK$48,677
baseline
▲ 0.50% · 4.625%
HK$51,243
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,354/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,431
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,938
−HK$1,530/mo
Today · 4.125%
HK$51,468
baseline
▲ 0.50% · 4.625%
HK$54,600
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,936/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,879
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,324
−HK$1,466/mo
Today · 4.125%
HK$56,790
baseline
▲ 0.50% · 4.625%
HK$59,784
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,580/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,269
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,206
−HK$1,967/mo
Today · 4.125%
HK$66,173
baseline
▲ 0.50% · 4.625%
HK$70,200
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,346/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,273
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,131
−HK$1,885/mo
Today · 4.125%
HK$73,016
baseline
▲ 0.50% · 4.625%
HK$76,865
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,032/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,912 · Scale 2, in force from 26 Feb 2026)