LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,596
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,672
−HK$1,094/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$39,003
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,488
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,520
−HK$1,047/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$42,705
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,515
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,807
−HK$1,312/mo
Today · 4.125%
HK$44,119
baseline
▲ 0.50% · 4.625%
HK$46,803
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,238/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,185
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,424
−HK$1,257/mo
Today · 4.125%
HK$48,681
baseline
▲ 0.50% · 4.625%
HK$51,247
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,362/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,434
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,941
−HK$1,531/mo
Today · 4.125%
HK$51,472
baseline
▲ 0.50% · 4.625%
HK$54,604
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,944/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,883
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,328
−HK$1,466/mo
Today · 4.125%
HK$56,794
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,588/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,273
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,210
−HK$1,968/mo
Today · 4.125%
HK$66,178
baseline
▲ 0.50% · 4.625%
HK$70,205
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$132,356/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,278
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,136
−HK$1,885/mo
Today · 4.125%
HK$73,021
baseline
▲ 0.50% · 4.625%
HK$76,870
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.65M · min. income ≈ HK$146,042/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,950 · Scale 2, in force from 26 Feb 2026)